OPINION AND ORDER In 2019, plaintiff Gulf Harbour Investments Corporation (“Gulf Harbour”) purchased non-performing residential mortgage loans with an outstanding principal balance of approximately $312 million from Deutsche Bank National Trust Company. (First Amended Complaint (“FAC”), ECF 19, 8). In the FAC, Gulf Harbour alleges that when it made the acquisition, CIT Bank, N.A. (“CIT Bank”) was the “servicer of record” for the majority of the loans. (Id. 8). As the loan servicer, it maintained the underlying loan documentation and servicing transfer data. (Id. 9). Gulf Harbour alleges that “CIT failed to provide the necessary transfer data and loan documentation and, in fact, discontinued its maintenance of loan records and destroyed original loan documentation.” (Id. 9). Further, CIT Bank issued IRS forms cancelling some of the loans that Gulf Harbour purchased and failed to disclose to Gulf Harbour that it had done so. (Id. 11). Gulf Harbour now brings claims for replevin, conversion, and tortious interference with contractual relations against CIT Bank.1 CIT Bank moves to dismiss Gulf Harbour’s First Amended Complaint based on a lack of personal jurisdiction, Rule 12(b)(2), Fed. R. Civ. P., and failure to state a claim, Rule 12(b)(6), Fed. R. Civ. P. (ECF 25). Gulf Harbour requests that if the Court concludes it lacks personal jurisdiction over CIT Bank, the Court grant Gulf Harbour the opportunity to pursue limited jurisdictional discovery. (ECF 30, at 15). For reasons that will be explained, CIT Bank’s motion to dismiss for lack of personal jurisdiction will be granted. Gulf Harbour’s request for limited jurisdictional discovery will be denied. BACKGROUND The Court assumes the truth of the well-pleaded factual allegations of Gulf Harbour’s FAC described below. Hospital Building Co. v. Trustees of the Rex Hospital, 425 U.S. 738, 740 (1976). Gulf Harbour is a corporation incorporated in Delaware with its principal place of business in Florida that invests in non-performing residential mortgage loans. (FAC
1-2, 7). In June 2019, it purchased 3, 907 non-performing residential mortgage loans with an outstanding principal balance of approximately $312 million from Deutsche Bank National Trust Company. (Id. 8). At the time of the purchase, CIT Bank was the “servicer of record” for 2,866 of the loans, representing an outstanding principal balance of roughly $232 million. (Id.). 63 of these loans were mortgage loans on real property located in the state of New York. (Id. 5). As the servicer of these loans, CIT Bank maintained underlying loan-level documentation and computer data on the loans. (Id. 7). Gulf Harbour requires the loan documentation and computer data maintained by CIT Bank to enforce its rights in the loans it purchased from Deutsche Bank. (Id.
