Two insurers are battling in federal court in Newark over who should pay for the crash of a $200,000 exotic sports car.

Abraham Feliz-Polanco of North Bergen hit a tree in Oyster Bay, New York, on Jan. 13 while driving a 2017 Lamborghini Huracan Spyder that sells for just over $200,000 when brand new. Damages to the car as a result of the crash exceed $100,000. Cloud 9 Exotics, which rented the car to Feliz-Polanco, had insurance with Prime Insurance Co.

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