Credit: NATHAPHAT NAMPIX/Adobe Stock A Look at No Fault in 2022
This year, there were no new cases dealing with the verbal threshold; however, there were two new cases from the Supreme Court dealing with motor vehicle accidents: Cooper Hospital (Collateral Sources: Medicare) and Stewart (Tort Claims Act: Dangerous Condition of Public Property). In addition, there have been two new statutes relating to automobile insurance.
February 13, 2023 at 12:00 PM
12 minute read
The state of New Jersey adopted a comprehensive system of automobile insurance statutes in 1972 to provide that "persons injured in motor vehicle accidents are compensated promptly" and to ensure that there are "financially responsible" persons available to meet those claims. Craig & Pomeroy, New Jersey Auto Insurance Law, Gann. The three pillars of the system are the Compulsory Insurance Law (which requires liability insurance), the No Fault Act (which requires personal injury protection benefits) and the Uninsured Motorist Act (which requires uninsured and underinsured motorist coverage).
Every year since 1992, I have written an Automobile Injury Supplement for the New Jersey Law Journal titled "A Look at No Fault." The primary purpose of this supplement is to review every case, rule, regulation and statute dealing with the verbal threshold as well as the most important cases dealing with PIP benefits, UM/UIM coverage and automobile accidents.
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