In a precedential opinion, the U.S. Court of Appeals for the Third Circuit sided with a plaintiff, Maria del Rosario Hernandez, finding that she fully complied with the arbitration terms and is now entitled to pursue her claims in court.

Hernandez alleged, in Hernandez v. MicroBilt, that she applied for a loan in 2020 and was denied based on inaccurate information. The lender used a MicroBilt product, an instant bank verification report, to verify her identity and bank account information. However, Hernandez alleged that the report included the information of individuals who share her name, one of whom was on a government watch list, according to the opinion.

This content has been archived. It is available through our partners, LexisNexis® and Bloomberg Law.

To view this content, please continue to their sites.

Not a Lexis Subscriber?
Subscribe Now

Not a Bloomberg Law Subscriber?
Subscribe Now

Why am I seeing this?

LexisNexis® and Bloomberg Law are third party online distributors of the broad collection of current and archived versions of ALM's legal news publications. LexisNexis® and Bloomberg Law customers are able to access and use ALM's content, including content from the National Law Journal, The American Lawyer, Legaltech News, The New York Law Journal, and Corporate Counsel, as well as other sources of legal information.

For questions call 1-877-256-2472 or contact us at [email protected]