On April 5, the Appellate Division handed down a precedential insurance coverage decision in Motil v. Wausau Underwriters Insurance Company, which provides a reminder of principles set forth in the case of Lehrhoff v. Aetna Casualty & Surety Company, 271 N.J. Super. 340 (App. Div. 1994). The holding in Lehrhoff was that language in the declarations page of an insurance policy that raises an objectively reasonable expectation of coverage trumps clear language in the policy itself that denies such coverage. Although the declarations page is not a part of the insurance contract, it is about the insurance contract and the coverage afforded by the policy.