Soon after launching in 2009 and 2012 respectively, Uber and Lyft became preferred modes of transportation for individuals who lived or worked in areas not served by public transportation or taxis, as well as those who were well-served by either or both but still preferred to use a ridesharing service. Today, designated ridesharing zones at airports, stadiums, condominium and apartment complexes, and other locations show just how ingrained Uber, Lyft, and other lesser-known ridesharing companies have become in our everyday lives.

In 2023, Uber and Lyft provided 9.4 billion and 709 million rides, respectively, across the world. With that many automobile rides, accidents are inevitable. When attorneys are litigating an automobile accident involving a ridesharing vehicle that took place in New Jersey, they should be aware of special insurance provisions regarding those vehicles that are mandated by New Jersey statute.

N.J.S.A. 39:5H-10 Addresses Insurance Coverage for Ridesharing Companies and Their Drivers

N.J.S.A. 39:5H-10 requires that (i) a rideshare driver using their personal vehicle to provide rides for a ridesharing service, (ii) a ridesharing service (referred to in the statute as a "transportation network company"), or (iii) any combination of the two, maintain minimum insurance coverage limits.