Injuries to a man who volunteered to fix a flat tire at his boss’s house, fell on the icy driveway and hit his head on the jack are the responsibility not of his automobile insurance carrier but of the boss’s homeowner’s insurer.
The New Jersey Supreme Court held Wednesday in Penn National Ins. Co. v. Cost a, A-36-08, that there was no substantial nexus between the injury and the vehicle’s maintenance, operation or use. Rather, the cause of the accident was failure to keep the driveway free of ice.
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