Retail-installment creditors can recover legal fees taxed in small-claims court even when they rely on in-house counsel to collect a debt, an appeals court said Monday in a precedential ruling.
The debtor in Chase Bank USA, N.A. v. Staffenberg, A-4488-09, had challenged the right to collect the fees on the basis that they are precluded under two laws that apply to collection of credit card debt and allow fees only if the lawyer is not a “salaried employee.”
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