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Luis A. Soto-Rios; Brenda Tosado-Arbelo v. Banco Popular De Puerto Rico

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Before Lipez, Ripple, *fn1 and Howard, Circuit Judges.

Luis Soto-Rios and Brenda Tosado-Arbelo (“debtors”) filed for bankruptcy under Chapter 11, years after they had executed three mortgage deeds in favor of Banco Popular de Puerto Rico. In the midst of the bankruptcy proceedings, the debtors sought to avoid the mortgages, and to prevent any post-petition actions that would perfect them. See 11 U.S.C. §§ 362(a), 544(a), 547(b). On summary judgment, the bankruptcy court rejected the debtors’ efforts. When the district court later affirmed this decision, the debtors pursued this appeal before us. We affirm.

I. BACKGROUND

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