US Bank National Association v. Guillaume, A-11 September Term 2011; Supreme Court; opinion by Patterson, J.; decided February 27, 2012. On certification to the Appellate Division. [Sat below: Judges Fisher and Fasciale in the Appellate Division; Judge Klein in the Chancery Division.] DDS No. 34-1-5363 [50 pp.]
Defendants Maryse and Emilio Guillaume refinanced their East Orange residence with a $210,000 loan from Credit Suisse secured by a mortgage on the home. Credit Suisse assigned the mortgage to US Bank. The Guillaumes were later informed that the loan servicer for their mortgage was America’s Servicing Company (ASC).