It was not a busy term with respect to commercial law matters. There were, however, three cases of some note.
FHA Loans
In U.S. Bank v. Hough, 210 N.J. 187 (2012), the Supreme Court of New Jersey interpreted N.J.A.C. 5:80-26.18(e), the regulation that voids an excessive loan secured by an affordable-housing unit in violation of the Fair Housing Act, N.J.S.A. 52:27D-301 to-329.19.
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