Buchanan v. Leonard, A-2243-11T4; Appellate Division; opinion by Yannotti, J.A.D.; decided and approved for publication October 9, 2012. Before Judges Reisner, Yannotti and Hoffman. On appeal from the Law Division, Hunterdon County, L-00013-11. [Sat below: Judge Buchsbaum.] DDS No. 04-2-7908 [17 pp.]

Earl and Sherri Kerr owned a home and business property. Nationscredit had a $129,000 first mortgage and William Wooden had an $85,000 second mortgage on the business property. William C. Buchanan filed a Chapter 13 bankruptcy petition on behalf of the Kerrs that was dismissed because their debts exceeded the limits for Chapter 13 petitions.