Citizens United Reciprocal Exchange v. Perez, A-3100-11T1; Appellate Division; opinion by Hayden, J.A.D.; dissent by Ashrafi, J.A.D.; decided and approved for publication September 13, 2013. Before Judges Fuentes, Ashrafi and Hayden. On appeal from the Law Division, Hudson County, L-3837-10. DDS No. 23-2-1317 [17 pp.]

Defendant Luis Machuca, while driving a car owned by defendant Sabrina Perez, was involved in an auto accident with a car driven by defendant Dexter Green. Green made a personal-injury claim against Perez's policy.