Law Offices of Gary Martin Hays & Associates
P.C.
75 Ponce De Leon Ave NE Ste 101
Atlanta,
GA 30308(470) 294-1674
www.garymartinhays.com
The federal Office of Thrift Supervision did not exceed its authority under the Parity Act in adopting a regulation � now repealed � that barred enforcement of any state law that prohibited a state-chartered lending institution from charging a prepayment fee on an alternative mortgage transaction since it acted under one reasonable interpretation of the Act, and that regulation pre-empted New Jersey's Prepayment Penalty Law, which prohibited such prepayment penalties.
May 31, 2004 at 12:00 AM
1 minute read
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