Houston plaintiffs lawyer Steve Mostyn, who made a name for himself representing victims of Hurricane Katrina and Hurricane Sandy, has already filed an insurance claim for wind damage to his roof from Hurricane Harvey, beating out the Sept. 1 effective date of a new Texas insurance law.

He recommends others do the same—in writing—if they have a claim under their homeowner's policy.

“If you think you have a wind claim, if you think you have a tree that blew over because of wind, file the claim,” Mostyn said.

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