FCS LEGAL This story is reprinted with permission from FC&S Legal, the industry's only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe. The Case The Appellate Court's Decision even if those facts directly contradict the allegations in the underlying petition. Avalos v. Loya Ins. Co. Steven A. Meyerowitz Esq FC&S Legal Insurance Coverage Law Report FC&S Legal FC&S Legal