When it comes to fireworks, some people consider snakes and sparklers to be the "good stuff." However, for the majority of Americans, the fireworks experience requires something that explodes and goes boom. Between 2012-2020, injuries caused by fireworks have increased 32% in the U.S., according to research from ValuePenguin.com. However, these incidents did see a year-on-year decline of 26.6% in 2021, which can partly be attributed to supply chain issues and the return of public firework displays. Liability for these types of injuries depends on where they occur, according to Robin Townsend, a ValuePenguin health insurance expert. "If you injure yourself using fireworks, you'll need to pay out-of-pocket costs based on your health policy," Townsend said in a report. "But homeowners insurance might kick in in some cases. For example, if you're injured by malfunctioning fireworks while visiting a friend, their homeowners policy may cover you." |

Consumer fireworks sales soared thanks to social distancing

Consumers flocked to fireworks retailers during the pandemic, spending nearly $2 billion in 2020, as public displays were put on hold. During the year, more than 15,600 firework-related injuries were reported nationwide, according to Valuepenguin.com, which noted this represented a 56% increase from the year prior. However, social distancing restrictions are only part of the story. Valuepenguin.com reported that from 2012-2020, 10 states enacted more liberal fireworks laws and seven states legalized the sale of all or most consumer fireworks beyond novelty items. Novelties include fireworks such as snakes and sparklers. Further, most Americans ignore the advice to steer clear of amateur fireworks displays. In 2021, 74% of consumers (and 86% of parents with children younger than 18) planned to be around nonprofessionals setting off fireworks. On top of this, nearly 60% said they planned to set of their own fireworks. Whether you are setting off cherry bombs, zippity do das, hookser doos, hoosker don'ts, or nipsy daisers (with or without the scooter stick), the above slideshow offers tips from the National Safety Council to ensure a safe fireworks experience. The slideshow also reveals the most common types of injuries suffered during firework accidents. Related: |