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SUBMITTED OCTOBER 21, 2010-DECIDEDFEBRUARY11, 2011

Before EASTERBROOK, Chief Judge, and MANION and HAMILTON, Circuit Judges.

After being dunned for a debt, Christopher Tinsley retained a lawyer, who sent the debt collector (Integrity Financial Partners) a letter stating that Tinsley refuses to pay and lacks assets that the creditor could seize. The letter concluded: “we request that you cease all further collection activities and direct all future communications to our office.” The debt collector has refrained from calling or writing to Tinsley but did call the lawyer with a request for payment. Tinsley then filed this suit under 15 U.S.C. §1692c(c), a section of the Fair Debt Collection Practices Act that, Tinsley contends, prohibits debt collectors from contacting a debtor’s legal counsel as well as the debtor himself, once the debtor refuses to pay.

 
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