The Federal Debt Collection Practices Act (“FDCPA”), which bans deceptive and abusive debt collection practices, is often viewed as a regulation targeting only debt collection agencies. However, a recent ruling in the Eleventh Circuit clarifies that an attorney’s conduct in court may also violate the Act.
Enacted in 1977 as an amendment to the Consumer Credit Protection Act, the FDCPA regulates what debt collectors can do in collecting debts. The purpose of the act is to eliminate abusive practices in the collection of consumer debts and to promote fair debt collection.
