A recent U.S. Supreme Court decision affirmed for the second time the constitutionality of the Affordable Care Act, but it also may have given the defense bar a little more of a bargaining chip when it comes to personal-injury cases.

With the Supreme Court's decision in King v. Burwell, the court denied a second bid to overturn the controversial law, also known as Obamacare, which is aimed at getting health insurance coverage for all Americans. Although the Supreme Court's most recent ruling turned on a very narrow issue dealing with how state insurance exchanges are set up, some observers said the decision could mark the end of legal challenges to the law.

So, with Obamacare arguably beginning to solidify as the law of the land, it has become increasingly likely that injured plaintiffs will have health insurance coverage. And defense attorneys have been taking advantage.