A Pennsylvania judge has denied insurance giant State Farm's bid to end a bad-faith lawsuit that alleges the company refused to reimburse a man who had been charged for stacking insurance coverage even though he owned only one vehicle.

Philadelphia Court of Common Pleas Judge Frederica Massiah-Jackson last month rejected State Farm's preliminary objection motion that sought to dismiss the bad-faith claim brought by plaintiff Anthony Caputo.

Although State Farm contended the claims should be dismissed because Caputo never told the company he wished to discontinue stacking, Massiah-Jackson said that argument was “audacious,” given Caputo's allegations the company “masked the stacking coverage by failing to disclose it [to Caputo] for 18 years.”