This story is reprinted with permission from the Insurance Coverage Law Center, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

The Supreme Court of Pennsylvania, responding to a certified question from the U.S. Court of Appeals for the Third Circuit, has ruled that an automobile insurance policy provision requiring an insured seeking first-party medical benefits to submit to an independent medical exam (IME) whenever the insurer required and with a doctor selected by the insurer conflicted with 75 Pa.C.S. Section 1796(a) of the Pennsylvania Motor Vehicle Financial Responsibility Law (MVFRL) and was void.

The Case

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