As Pennsylvania appellate courts continue to wrestle with issues related to stacked uninsured and underinsured motorist benefits, the state Superior Court has ruled that a woman who had begun to move some of her belongings out of her parents’ house and into an apartment before her death in a motor vehicle accident no longer qualified as a “resident relative” under her parents’ insurance policy and was therefore not entitled to stacked UIM coverage.

In Grix v. Progressive Specialty Insurance, a three-judge appeals panel unanimously ruled to affirm a Juniata County trial court’s grant of summary judgment to an insurer who denied a claim for stacked UIM benefits by the parents of a woman who was killed in a motor vehicle accident.

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