Allstate Fire & Casualty Insurance will have to wait to appeal a federal judge’s ruling interpreting the Pennsylvania Supreme Court’s 2019 decision in Gallagher v. Geico as invalidating the “household vehicle exclusion,” commonly used in motor vehicle policies.

In Stockdale v. Allstate Fire & Casualty Insurance, one of several putative class actions alleging insurers have improperly used household exclusions to bar stacked uninsured and underinsured motorist coverage since as far back as 1990, U.S. District Judge Wendy Beetlestone of the Eastern District of Pennsylvania denied Allstate’s request to certify her Feb. 27 ruling as a final judgment so that it could immediately appeal it. The February ruling granted plaintiff Kayla Stockdale’s motion for summary judgment and denied summary judgment to Allstate.

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