Although neighboring states with common business interests and similar legislative cultures, New Jersey, Pennsylvania, Delaware and New York differ in their treatment of independent contractors and employers/employees, for purposes of their workers' compensation rules and regulations. Among the many issues relevant for consideration include unemployment compensation benefits and President Joe Biden's recent edict regarding workers in the "gig economy." The classification tests are evolving, and in the minds of many, might suggest the need for uniformity. But ultimately, some regulations may be liberally construed to find employment where status as an employee was not previously contemplated. This factor will impact employers in many ways, most importantly, in their insurance purchasing decisions.