This past July, the Pennsylvania Supreme Court evaluated the punitive damages exposure in insurance bad faith cases in the wake of its decision in Bert v. Turk, 298 A.3d 44 (Pa. 2023). The main question the court in Bert addressed was whether the appropriate ratio of punitive to compensatory damages in a case with multiple joint tortfeasor defendants should be calculated on a per judgment basis or a per defendant basis. It also reviewed whether the Pennsylvania Superior Court had erred in considering harm averted to the plaintiff, as opposed to actual harm suffered.