Issuing a precedential ruling, the Pennsylvania Supreme Court shot down a dentist's bid to get insurance coverage for the time period his practice was restricted due to COVID-19 shutdowns.

The high court concluded the commercial property insurance policy's coverage for direct physical loss of property was limited to physical alteration or damage to the property. The ruling reversed a Superior Court holding that the carrier failed to demonstrate that the policy clearly and unambiguously prevented coverage, in a Sept. 26 opinion, authored by Justice P. Kevin Brobson.