Jim Francis

Jim Francis

November 14, 2024 | The Legal Intelligencer

California Implements New Law Banning Medical Debt From Credit Reports

With its new law, California joins a dozen other states that have restricted the use of medical debt in credit decisions.

By Jim Francis

7 minute read

July 26, 2024 | The Legal Intelligencer

CFPB Proposes Ban on Medical Debt Credit Reporting

Approximately 15 million Americans have medical debt on their credit reports, according to Consumer Financial Protection Bureau (CFPB) estimates. This…

By Jim Francis

6 minute read

January 05, 2024 | The Legal Intelligencer

US Supreme Court Hears Oral Argument Regarding Federal Government's Liability for FCRA Violations

What happens when a consumer brings a claim under the FCRA against a furnisher that is a federal government agency, claiming the agency violated the statute? Is that agency protected from liability by the federal government's sovereign immunity?

By Jim Francis

7 minute read