Insurance companies aren’t precluded from denying uninsured and underinsured motorist coverage simply because they’ve already paid out first party medical benefits to their insureds, the state Superior Court has ruled.

In a case of first impression, the three-judge panel in Pantelis v. Erie Insurance Exchange, refused to alter the $8500 UM award an arbitration panel gave to Gloria Pantelis following her accident with a stolen van.

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