Differing with the earlier holding of a three-judge panel, an en banc panel of the Superior Court has ruled that a homeowners insurer should have to provide coverage to a Pittsburgh area couple sued for negligence after their mentally-disturbed adult son murdered five and severely wounded another during a two-hour April 2000 killing spree.

In an opinion in Donegal Mutual Insurance Co. v. Baumhammers, PICS Case No. 06-0264 (Pa. Super. Feb. 2006) Todd, J.; Lally-Green, J., concurring and dissenting (62 pages), the Superior Court, hearing the case on reargument, held that the Baumhammerses’ alleged negligence with respect to their son’s actions amounted to an occurrence under the Donegal policy.

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