The state Supreme Court didn’t buy into a couple’s argument that their written request on an insurance application for UM/UIM coverage of $15,000 should be ignored and replaced with higher limits because it didn’t meet the written coverage selection requirement of the MVFRL.
The split court in Orsag v. Farmers New Century Insurance said Jeffrey and Kimberly Orsag were not owed coverage equal to the $100,000 bodily injury limits they selected on their insurance application because they clearly wrote that they were also selecting $15,000 in uninsured and underinsured motorist coverage.
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