An insurance carrier’s foot-dragging during settlement negotiations in a personal injury case helped plaintiff’s attorney Ben C. Brodhead III land a $7.2 million settlement for his client – on a Liberty Mutual policy with a $100,000 limit.

At the beginning, this didn’t look like a seven-figure case. It involved a multicar, rear-end auto collision so low-impact that it’s hard even to see any damage in photos of the plaintiff’s vehicle. As Brodhead puts it, his client got “a bumper scuff.” Not only that, the client drove himself away from the accident scene after telling police he had no injuries.

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