Williams v. GEICO Government Employees Ins. Co., PICS Case No. 11-4355 (Pa. Oct. 19, 2011) Orie Melvin, J.; Saylor, J., concurring; Baer, J., concurring; Todd, J., concurring (34 pages).

The “regular use” exclusion contained in a personal automobile insurance policy precluded payment of underinsured motorist benefits to a police officer injured in the course of employment while operating a police vehicle for which the officer did not have the ability to obtain UIM coverage. Affirmed.