A Southeastern Pennsylvania business owner and his family may not collect first party and underinsured motorist benefits from their insurer, a Montgomery County judge has ruled, after a broker changed their underlying insurance policy from “individual” to “corporate,” accidentally barring such coverage for a family.

Common Pleas Court Judge Garrett D. Page’s 17-page opinion upholding the court’s decision in Erie Insurance Exchange v. Britcher rejected arguments that the court erred by determining the broker, Body-Borneman Associates, was not an agent of the insurance company.

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