An insurance company did not act in bad faith by denying underinsured motorist coverage to a man whose policy it changed to incorporate a “household exclusion” limitation, even though the man’s original policy did not have such a provision, a Lawrence County judge has ruled.
Common Pleas Court President Judge Dominick Motto said Allstate Insurance Co.’s notice to Robert Oesterling indicating his policy had changed to include the household exclusion — a mass-mailer Oesterling received more than a year before the underlying auto accident — was “at least arguably sufficient and proper” to get the message across.
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