Under Pennsylvania’s Motor Vehicle Responsibility Law, there are a number of across-the-board requirements that automobile insurance carriers must follow during an insured’s application and purchase of an automobile insurance policy. Among the many requirements are mandated forms, containing specified language, that insurance companies must present to the applicant and secure signatures on during the insured’s purchasing of the policy.
For example, the MVFRL mandates that a UIM carrier is required to provide UM and UIM coverage in an amount at least equal to the liability limits selected by its insured unless a valid rejection form, written in accordance with the specific form language mandated by 75 Pa.C.S. § 1731(c), was executed by the insured. Under the separate 75 Pa.C.S. § 1731(c.1), the Pennsylvania Legislature provided that "[a]ny rejection form that does not specifically comply with this section is void."
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