The inclusion of an “in futuro” clause on an automobile insurance policy’s uninsured motorist benefits waiver that applied the waiver to any replacement policies or renewals doesn’t void the waiver, a federal judge has ruled.
The clause that State Farm Mutual Automobile Insurance printed on the same page as its uninsured motorist coverage waiver can carry forward the waived benefits to all other vehicles added to the policy, U.S. District Judge Eduardo C. Robreno of the Eastern District of Pennsylvania said in Rowan v. State Farm Mutual Automobile Insurance .
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