By now it should go without saying: Be careful what you post on social networking sites. But here is yet another reason to be conscious of your online presence: Insurance companies are beginning to check social media sites like Facebook and Twitter to determine if you are a coverage risk. You may even have a “social media score” to prove it.
And, just like your credit score, your social media score can impact what you qualify for and affect how much you pay for coverage. Yet, unlike a credit score, it is hard to say exactly what goes into a social media score or if existing federal laws provide sufficient oversight.
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