In a recent article in this column on attorney liabilities, we proffered that, anecdotally, it appeared the first reaction of attorney liability insurers, unlike other liability insurers, to an “occurrence” would be to seek to disclaim coverage (or otherwise defend upon a reservation of rights). Therein, we cautioned that an attorney’s insurer is not your friend — no matter that you may believe your insurer is obligated to defend and indemnify you from any and all professional liabilities.

Post v. St. Paul Travelers Ins. Co., — F.3d —, 2012 WL 3095352 (C.A.3 (Pa.) July 31, 2012) is just such an example.

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