If an insurance policyholder wants to collect reimbursement for expenses tied to investigating a claim, he or she had better make a claim for them, a divided state Superior Court has ruled in a putative class action suit.

In so holding, the 2-1 panel rejected the appeal of Cathy L. Albert, and all others similarly situated, who argued her insurance company became obligated to reimburse her for the $114 she incurred in lost wages and travel expenses as a result of appearing at a deposition at her insurer’s request.

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