The definition of the word "you" in the household exclusion section of Harleysville Insurance's excess underinsured motorist policy is too ambiguous, a Blair County judge has found.

In the case of Riley v. Harleysville Mutual Insurance, Blair County Court of Common Pleas Judge Elizabeth A. Doyle found that by applying the insurance carrier's strict definition of the term "you" into the language of the policy, several different meanings arose, and therefore found the exclusion policy was ambiguous under the circumstances and unenforceable.

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