As the population ages, so does the pool of people seeking a divorce. Whereas the divorce client in his or her 60s or 70s was once a rarity, that age group now seems to be more than fairly represented. Reasons for this are myriad, anything from the newly retired wage earner figuring out she and her spouse have grown apart over the years and she does not want to spend the rest of her life with someone she only thought she knew, to the same reasons cited by younger clients. I personally have been involved in two instances of personality changes from a stroke being the reason for the breakup. And every practitioner has a story about the effects of Viagra on a marriage.
With that backdrop, there is an obvious need for every family law practitioner to have a working knowledge of the basics of Social Security. The simplest rule to remember is “40 quarters.” To qualify for Social Security benefits, a person needs to have worked a total of 10 years calculated in quarter-year increments. These 40 quarters need not be consecutive, but they do have to be from employment that paid into the Social Security system.
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