An insurance carrier will not have to be financially responsible for the suicide of a 16-year-old living with her mother and her mother’s gun-owning boyfriend, a common pleas judge has ruled.
Adams County Court of Common Pleas Judge Michael A. George ruled in Erie Insurance Exchange v. Reisinger that a policy exclusion for bodily injury to residents younger than 21 living in the home applied in the case, despite the fact that the decedent was not a blood relative of the boyfriend, who owned the home, and had initially intended only to live at the home temporarily.
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