What if I told you that you have a disability fund you have been paying for since the day you started working and paying taxes?
What if I also told you that if you needed this disability policy, you could not simply receive it if serious medical conditions were keeping you out of the workforce? Unlike a private, long-term disability insurance policy, where the typical burden is to prove that you cannot perform your own occupation, this other disability plan requires you to prove you are incapable of performing your prior occupations over the past 15 years, and, even more stringently, that you cannot perform any work that exists in the national economy.
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