A divided Pennsylvania Supreme Court has ruled that insurers do not need to use the exact uninsured and underinsured motorist coverage rejection forms set forth in the Motor Vehicle Financial Responsibility Law, so long as any changes to the forms’ language are “inconsequential.”

In Ford v. American States Insurance, the justices ruled 5-2 to affirm a Superior Court decision upholding a Westmoreland County trial judge’s grant of summary judgment to defendant American States Insurance Co.

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