Underinsured Motorist Benefits • Stacking • Addition of Vehicle to Policy • Continuous Coverage of After-Acquired Vehicle

Pergolese v. The Standard Fire Ins. Co., PICS Case No. 17-0582 (Pa. Super. April 11, 2017) Ford Elliott, J. (52 pages).

Insureds’ purchase of a new vehicle added to their existing auto insurance policy by way of addition to the policy’s declarations constituted a new “purchase” and not a replacement vehicle and thus insurer was required to obtain a new waiver of stacked uninsured/underinsured motorist coverage. Judgment affirmed.