ERISA • Denial of Long-Term Disability Benefits • Process of Determining Disability • Definition of Occupation/Job Duties

Arsdel v. Liberty Life Assurance Co. of Boston, PICS Case No. 17-0638 (E.D. Pa. March 30, 2017) Smith, U.S.D.J. (76 pages).

Insurer’s denial of long-term disability benefits was arbitrary and capricious where insurer failed to consider insured’s job requirements in determining how insured’s “occupation” was performed in the national economy. Plaintiff’s motion for summary judgment granted.