An insurance company has no duty to defend or indemnify a homeowner’s policyholder in a wrongful death suit stemming from allegations that the insured provided heroin that led to the overdose and subsequent death of a woman, a divided Superior Court has ruled.
The majority of the court in Minnesota Fire and Casualty Co. v. Greenfield said the wrongful death resulted from an intentional act and was, therefore, not covered under the negligence provisions of the homeowner’s policy that Michael Greenfield had taken out with the Minnesota Fire and Casualty Co.
