A “regularly used, non-owned car” exclusion in a motor vehicle insurance policy which precludes underinsured motorist coverage does not violate public policy, a divided state Supreme Court has ruled.

The ruling in Burstein v. Prudential Property and Casualty Insurance Co., PICS Case No. 02-1130 (Pa. July 17, 2002) Zappala, J.; Saylor, J. dissenting (55 pages), decides what had been a closely-watched unresolved issue within the insurance bar, namely, whether UIM benefits follow the person insured.

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