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Sharp Electronics Corp. v. Metropolitan Life Insurance Co.

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ARGUED APRIL 14, 2009

Before KANNE, ROVNER, and WOOD, Circuit Judges.

From 1997 until April 2, 2002, Sandra Rudzinski worked for Sharp Electronics Corporation. As a full-time employee, she was entitled to partici-pate in a long-term group disability plan (the “Plan”), which was underwritten by Metropolitan Life Insurance Company (“MetLife”). The present controversy arose out of a lawsuit between Rudzinski and MetLife. Briefly, after Rudzinski stopped working for Sharp, she applied for a conversion policy with MetLife to preserve her long-term disability coverage. MetLife denied her application. Rudzinski responded with a suit in federal court asserting that MetLife had wrongfully denied her benefits. Initially, MetLife was the sole defendant. During a settlement conference, however, MetLife represented to Rudzinski that one reason it had refused to pay her any long-term benefits was that Sharp had failed to make required payments to it on her behalf.

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